Student banking offers — MN
Designed for students in the UK: fee-free banking, helpful overdraft terms, and tools to manage money at university.
Unbiased guidance from our student support teams in Manchester and nationwide.
Why choose our student accounts
*** monthly fees
Keep costs low with fee-free day-to-day banking during term.
Budgeting tools
Built-in spending categories and notifications to help manage finances.
Fair overdraft
Transparent overdraft options with *** hidden charges for eligible students.
Student account types
We offer straightforward accounts tailored to different student needs.
- Starter Student Account — contactless debit, mobile banking, basic overdraft subject to eligibility.
- Plus Student Account — larger overdraft bands in year 2+, travel insurance discounts, and partner offers.
- International Student Friendly — multi-currency support and overseas transfer guidance.
Quick comparison
| Feature | Starter | Plus |
|---|---|---|
| Monthly fee | £0 | £0 |
| Initial overdraft | £500 | £1,200 |
| Mobile perks | Yes | Yes + discounts |
All offers subject to eligibility checks and terms. See Legal for details.
Eligibility & how to apply
- Be enrolled at a recognised UK university or college.
- Provide identity and address verification (UK or international documents accepted).
- Apply online or visit a branch with your student ID and supporting documents.
Need help preparing documents? Our student teams can guide you.
Alex — Student Advisor
Based in Manchester, Alex helps students open accounts and understand overdraft options.
Student perks & partner offers
Retail discounts
Save with exclusive partner discounts on technology and books.
Travel and insurance
Optional travel cover and student-friendly insurance add-ons.
Offers vary; check our ethical finance guide for aligned choices.
Frequently asked questions
Student stories
Saving for graduation
“The budgeting tools helped me save for graduation trips.” — S. from Manchester
Easy international transfers
“Sending money home was streamlined and low-cost.” — L. from London
Branch support
“Friendly staff helped with my ID checks when I arrived.” — M. from Edinburgh